Hi there,
Could definitely get you setup with quality and professionalism. I would be unable to negotiate the actual banking relationship, and you would need to form a banking relationship on your end. However, integrating the deposits into user accounts with maximum efficiency would be no problem, and I have nearly 17 years experience doing so.
Also have a existing solution that would work excellently as a base for your project. For full information including an online demo please visit the site at: "envrin" [dotcom] / secure_wallet
Would probably be able to get you setup quicker than you'd imagine, with a quality, robust, and extremely secure system. If interested, please let me know. You can contact me here or via e-mail directly by filling out the contact form on the web site.
Thanks for your time, and hope to hear from you.
Kind regards,
Matt