299182 PayPal Clone Needed Fast!

Hello, We are looking to purchase a PayPal, StormPay, Solarpay, Xcompete type clone. We are looking for a company that has already built a system like this already becasue we want to get to market very fast, we are not looking to build this from scratch and we do not have very spicific docs. to do so. We have a software that is built in php that we will want to have work with the P2Ppayment system. Below are some functions that I grabed off of some other sites to help describe some of the functions. The main thing is the system has to be secure for both merchant and consumer and the system needs to have many of the popular functions people like with these kinds of systems. End-to-end solution, including private-label user interface, processing, risk management, and partner support • Patented risk management process, including full assumption of transaction risk • ACH processing support, including file creation and exceptions handling • State-of-the-art security processes and systems • Compliant with all applicable regulations, including Regulation E, NACHA, GLB, and FCRA • Robust partner support, including usage analytics, customer support, and billing and fee collection Advance CMR solution. Advance internal tracking system for stats. Be able to have several reps work at one time and have a manager see what is all going on. Have several ways to fund the account. Be able to hook up a Stored Value ATM card to the system so people can put money off line. 1. Members Login System ACCOUNTS PROTECTED WITH: User Number Verification Username for login (email of client used) Password (encrypted with md5 for best security) Access code (randomly generated code to prevent hackers from using bots to break into the account) Error messages on unsuccessful login tries Password expiry on 8 minutes with no activity on account while logged in (public access prevention) Secret Question additional module for protection of fraud Case sensitivity installed on both - username, password, access code Internet Explorer Auto-Complete disabled to prevent illegal access from public computers ACCOUNTS POSSESS: Personal Information Module Login Information Module Contact Information Module (methods for additional contact else than Address/Phone) Options for Newsletter Accept/Deny Options for Email Notifications on crediGold transactions 2. Four Sections In Site Transfer Funds Merchant Tools Your Account Help Pages 3. Transfer Funds COMPLETE BALANCE VIEWER: Review of the last 5 transactions in account Status of crediGold Requests of funds (from and to the client's account) Colors Legend for different type of transactions (inner transfers - spends & receives, etc.) Direct Payment on Request Changer for the status of crediGold Requests (re-request, deny, confirm/pay) SEND FUNDS: Multiple Accounts Payments Both User Number and Username (email of user) could be used for sending funds Address book installed for easier transfers to preset people (unlimited accounts saving) Recipient Accounts checked for existence on site Funds check upon account's balance before transfer to prevent fraud Transactions Email Notifications customizable via the admin panel REQUEST FUNDS (ALL OF THE ABOVE SHOWN IN SEND FUNDS): FUND ACCOUNT: Fund options selector based on any credit card processor available or any other online processing module Integrated calculator of the amount of units purchased converted in dollars TRANSACTIONS HISTORY: Filtering transactions for date, transaction type, account, transaction id, crediGold amount etc. Direct Access to transactions with complete transcript of the transaction Special Notes included for items paid through shopping cart, check etc. ONLINE CHECKS SYSTEM1 Write A Check Section (check protection by email, recipient, check number) Automatic Check Generation Plus Preview Funds Stay In Account Until Check Clears Deposit A Check Section (check illegal cashing prevented by account checks) 4. Merchant Tools SHOPPING CART: HTML code generator for the cart Optional Logo and Text in cart Support of Fixed Amount & Open Shopping Carts Shopping Cart Preview Module REFERRAL PROGRAM: Status Information for both referrer and referrals accounts Available information on payments received by referrral accounts Special URL for referrals signup REOCCURRING PAYMENTS: Complete display on payments pending for reoccurring processing Module for stopping a reoccurring payment without deleting it Reactivation of stopped payment or complete deletion available too 5. Your Account EDIT PROFILE LOCK ACCOUNT: Locking enhanced with Question & Password check for better account lock Disabling all actions except profile edition while account locked NEW PASSWORD IP BLOCKING: Unlimited IP blocking IPs for each account Deleting already existing IPs for blocking Checking system for valid IPs installed GLOBAL IP-TO-COUNTRY/ LOGIN TIME/ ISP/ DETECTION3 6. Help Pages CONTACT US FORM FAQ SECTION: Categories for questions Counter for the number of questions in category Anonymous questions & Public Questions On Answer Email Notification Admin for answering the questions Edition of answered questions by the admin 7. Admin Section Multiple Admin accounts support Fund Options Setup Activating/Deactivating existing funding options Connectivity to any modern credit card processor Shortcut variables for optimizing the integration Withdrawals Administrator Flexible Withdrawals Adder/Editor Withdrawal Receipts sorted by priority Withdrawals History Search with sorting engine Adding/Withdrawing crediGold units into the users accounts Browser/Viewer of all users profiles plus details on transactions Global Transactions viewer and selector via a number of criteria IP Blocking of the whole site in case of fraud detection Global Newsletter to all members News Feeds Editor5 Changing the crediGold index value META Tags Generator for the whole site Custom Pages Editor/Generator Full Customization and update of all the emails the system sends on users' transactions People Online Viewer2 Back-up/Restore Database Feature for security regular backups FAQ Administrator of the whole site's Help section Transactions Volume Calendar4