I need an expert in banking to assist in opening a savings account. This account needs to have the following features:
- High-interest rates: You must investigate and find a bank offering high-interest returns on their savings accounts.
- No monthly fees: I'm avoiding any drain on my savings, so ensure no monthly servicing or maintenance fees apply to these accounts.
- Online banking capabilities: I value convenience. Ensure the chosen bank offers online banking functionalities that are accessible and user-friendly.
In addition, I do have a requirement for a minimum account balance. Therefore, the chosen bank must accommodate this. Your expertise in the banking industry, thorough research skills, and understanding of financial regulations are highly valued in this project. Your role will be pivotal in navigating through this process.