Objective
Be the best I can be at anything I endeavour
Profile
- Committed team player with finely tuned interpersonal and
Communication Skills
- Proficient in Cumis, ACCPAC , Ms Word, Excel, and Ms Publisher
- Calm under pressure
- Speed typist
Experience
Loans Supervisor
October 2008 – Present Caribbean Microfinance St. Lucia Limited, Castries
- Conducting Loan Interviews
- Ensuring Loan Application Forms are filled out properly and accurately
- Ensuring all documents that are necessary for the granting of a
Loan are attached for the consideration of the Credit Committee
- Liaising with the company’s Lawyer concerning the preparation of
of Sale and/or Mortgage documents
- Maintenance of the Delinquency Portfolio
- Follow-up on members payments
Jr. Loans Officer
Mar 2005 – September 2008 St. Lucia Teachers’ Credit Co-operative Ltd, Castries
- Conducting Loan Interviews
- Ensuring Loan Application Forms are filled out properly and accurately
- Ensuring all documents that are necessary for the granting of a
Loan are attached for the consideration of the Credit Committee
- Liaising with the company’s Lawyer concerning the preparation of Bill
of Sale and/or Mortgage documents
- Preparation of Loan Disbursement Report
- Preparation of Delinquency Report
- Maintenance of the Delinquency Portfolio
- Follow-up on members payments
- Preparation for Weekly Credit Committee Meeting
Accounts Clerk/Teller/Customer Service Representative
Jun 2005 – Mar 2008 St. Lucia Teachers’ Credit Co-operative Ltd, Castries
- Preparing cheques for payment to Members
- Managing petty cash.
- Maintenance of Members’ Accounts
- Maintenance and following up on Insurance Portfolio
- Balancing of Daily Cashier Report
- Processing of Members’ Salaries
- Opening New Accounts
- Informing Members of Services Offered (especially new members)
- Handling Customer Complaints
Credit Assistant
Sept 2002 – Dec 2004, National Research and Development Foundation
- Processing of Short Term Loans
- Preparation of Monthly/Quarterly Statistical Reports
- Provide Information for Loan Portfolio
- Maintain up to date Record of Disbursements
- Maintain Departmental Loan Records and filling Systems
- Inform Assistant Executive Director of Delinquent clients
- Prepare Information on clients for submission to Debt Collector
- Assist in Preparing for Credit Committee Meetings
Accounts Clerk (Student Trainee)
Jun 2002 – Aug 2002 National Research and Development Foundation
- Maintain Disbursements Books
- Prepare Bank Reconciliation
- Maintain Customer Records
- Balance Day Books
- Writing Cheques for Disbursement to clients
Data Processing Clerk
Aug 1998 – Mar 2002 Windward Limited
- Typing of Novels, Research Text, etc.
- Coding of Books before Verification
- Proofreading books for Final Inspectors Viewing
- Transferring all hard copy information to Excel Spread format from
Source documents namely receipts, invoices, cheque stubs etc.
Education
2000-2002 Sir Arthur Lewis Community College, Morne Fortune – Night Classes.
Diploma, Business Studies
Courses pursued are as follows:
(a) Accounting
(b) Economics
(c) Marketing
(d) Keyboarding
(e) Computer Applications
(f) Small Business Management
(g) Marketing
(h) Organisational Behaviour
(i) Business Communication
(j) Business Mathematics
(k) French
1993 -1998 Castries Comprehensive Secondary, Vide Boutielle
Succeeded in CXC (Common Examination Council)
Successfully Pursued eight (8) subjects at General Proficiency Level
Courses pursued are as follows:
(a) Principles of Business General 2
(b) Typewriting General 2
(c) Social Studies General 2
(d) Spanish General 2
(e) Mathematics General 3
(f) English Language General 3